Flood/Rain Damage Loan Program

Apply for a Loan/Grant Program to Protect Your Home From Flood or Rain Damage

Through New York State Homes and Community Renewal, a loan/grant program of up to $50,000 is available to help homeowners at risk of flooding or who have sustained property damage due to heavy rainfalls or other flooding events.

Who is eligible:

  • Owner-occupied, 1-4 unit buildings.
  • Low to moderate income (120% of area median).

Projects can include:

  • Repairing Flood Damage
  • Floodproofing Interior Systems
  • Elevating Electrical Equipment
  • Improvements:
    • High-efficiency windows
    • Insulation to walls and/or ceilings

For more information, including how to apply, visit the NYS Homes and Community Renewal – Resilient Retrofits webpage.

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